100% PASS QUIZ 2025 OHIO DEPARTMENT OF INSURANCE HIGH HIT-RATE FRENQUENT OH-LIFE-AGENT-SERIES-11-44 UPDATE

100% Pass Quiz 2025 Ohio Department of Insurance High Hit-Rate Frenquent OH-Life-Agent-Series-11-44 Update

100% Pass Quiz 2025 Ohio Department of Insurance High Hit-Rate Frenquent OH-Life-Agent-Series-11-44 Update

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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions (Q29-Q34):

NEW QUESTION # 29
An exposure Is a condition or situation that presents the possibility of

  • A. hazard.
  • B. indemnity.
  • C. loss.
  • D. peril.

Answer: C


NEW QUESTION # 30
All of the following statements regarding a group annuity are correct, EXCEPT

  • A. each employee signs and receives an individual contract.
  • B. participation is limited to eligible employees.
  • C. considered a defined-benefit plan.
  • D. purchased as part of a structured corporate pension plan.

Answer: B


NEW QUESTION # 31
A modified endowment contract (MEC) receives different tax treatment on pre-death distributions than other
life Insurance policies because the modified endowment policy

  • A. generally pays dividends to the policyowner.
  • B. does not provide for loans to the policyowner.
  • C. has a larger cash surrender value.
  • D. tends to be an investment vehicle.

Answer: D


NEW QUESTION # 32
Which of the following retirementplans will allow for a nonworking spouse to set up a separate account and
make contributions based on the working spouse's Income?

  • A. SEP IRA
  • B. 401(k)
  • C. SIMPLE IRA
  • D. IRA

Answer: D


NEW QUESTION # 33
The proposed insured's statements on a life insurance application are considered to be

  • A. misrepresentations.
  • B. absolute statements.
  • C. representations.
  • D. warranties.

Answer: C


NEW QUESTION # 34
......

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